Financial Education for All Inc. firmly believes that financial literacy is an essential skill that can empower everyone, particularly individuals from low-income backgrounds, to make well-informed decisions about their finances and forge a more financially secure future.

Research has found that comprehensive financial education courses in high school have many beneficial impacts including:

• Managing credit better with credit scores increasing and delinquency rates falling.

• Making better decisions about student debt including shifting to lower interest loans, avoiding credit card debt, and limiting private loans.

• Reducing the likelihood of taking out expensive payday loans.

• Increasing savings rates among teachers.

• Generating positive spillover effects on parents.

Right now, 30 states require schools to offer personal finance in high school. But that doesn’t mean all 30 require students to actually take a personal finance course to graduate.

Here’s a quick overview. Only 15 states as July 2022 have made personal finance a graduation requirement. But then, some states don’t even require a course, or they just implement personal finance into another course, or some branch off and do their own thing.

Our Initiatives

Guarantee a standalone personal finance course for high school students in every state

Online Financial Literacy Classes